Great book. Simply written. Bach gives basic knowledge on how to trim spending, increasesavings, and plan for retirement. This book lays it out in simple and plain English. This book is great for people who are just begining to get a grip on their finances, or for those who know nothing about personal finance.

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Simple concepts identified and explained in text...
To win financially, first you must live on less than you make, and pay yourself first (DUH). Author recommends that you automate your savings/retirement, bill pay, direct deposit, automatic transfers, etc... that make managing your money simple / easy / effortless/ un-noticed / painless. The "tortoise" approach works - especially if you start this kind of system when young!
I prefer a more direct and controlled hands-on management of my monies - ala Dave Ramsey.

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A quick read, as promised, and a very helpful one! Bach distills some timeless, common-sense thinking that takes into account human nature. Very helpful!

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This a great "starter" book for getting some direction on simple ways to get your money on reasonable path. Even though these ideas seem simple, the difference they make in your financial control is amazing. I give these to my college children and they are always surprised at how the "Latte factor" has given them perspective the value a dollar can have with attention to it,and the confidence to begin using the other investment ideas.
Great book, even for those of us who should know how to manage our money.

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I didn't mind the *idea* of this book but it just came across to me as a little too gimmicky. It came across as sales-pitchy. The ideas are solid and they're good, but I prefer the way that other authors approach the same subject. For some people, this could be immensely helpful. But I am currently too far in credit-debt right now for this advice to be applicable to me. In a couple of years once I have paid it off, I can see myself applying some of David's ideas.

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Awesome book! Must read book for any young confused 20-something!

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It's good, in theory, but the author's approach is a little too sales-pitchy for me. Also, I am currently deep in credit card debt and this book is not really applicable to me right now. I find that there are other books/authors that are more applicable to me and the current economic situation. That said, this would surely benefit someone who is not currently so much in debt. I do like the idea of automating savings though.

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Very informative information for today's living.

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