The MediCal Enigma Author:Louis B. Hansotte A guide to the requirements and qualifications for long term rest home care (LTC) through Medi-Cal. Current costs are approaching $50,000 per year. Few middle to upper middle income people can afford those prices for very long. Over 50% of the population believes LTC is covered by Medicare - it is not! LTC is the benefit Medicare forgot. Other... more »s believe they have to "spend down" all their assets to qualify for Medi-Cal. They don't. Up to $90,000 of non-exempt assets (not including a residence) can be retained and still qualify for benefits. A complicated program, presented as simply as possible. 2002 edition.« less