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The Road to 850: Proven Strategies for Increasing Your Credit Score
The Road to 850 Proven Strategies for Increasing Your Credit Score Author:Al Bingham This is one book you must have! As a result of the credit crisis, many financial institutions have raised their credit score requirements over 100 points to qualify and to get the best interest rates. Because of credit scores, almost 50% of Americans are now considered less than prime and could be charged higher rates and fees. Medical services ... more »and insurance premiums also use credit scores modeled after the FICO. Credit scores are impacting everyone from every angle.
The Road to 850 provides a much greater background and understanding to the credit scoring system than any previously published book. It describes all the reason codes in great detail and how credit risk is scored. The Road to 850 explains the four critical ratios, the four important dates and the four levels of delinquency with detailed explanations, examples and displays. Lastly, it provides 94 proven strategies and identifies the necessary requirements for a credit score in the golden range -- 760 to 850.
The Road to 850 has received rave reviews from many readers:
Great book!
What an excellent book! Easy to read. Thanks a lot for giving us the opportunity
to get to 850!,
My book is filled with great information, some of which I have never heard
before despite an abiding interest in the subject and previous research. Id
recommend it to anyone who wants to raise his score, even if its already a high
one. This book is priceless.
The information and strategies found in The Road to 850 have been covered by Kurtis Ming (KOVR / CBS in Sacramento), Nicole Crites (KPHO / CBS in Phoenix), Bill Gephardt (KUTV / CBS in Salt Lake City) and a host of other national television and radio reporters.
The Road to 850 gives you ideas and strategies to raise your scores no matter what your situation. Whether you have a 725 or a 525 credit score, this is one book you must have to better understand the credit scoring system and improve your credit scores.« less